Browsing by Author "Kristiana, Vera"

Now showing 1 - 1 of 1
  • No Thumbnail Available
    Item
    PENGARUH FAKTOR INTERNAL BANK TERHADAP PROFITABILITAS PADA BANK GO PUBLIC DI INDONESIA
    (2012-11-23) Kristiana, Vera
    The objective of this research is to know the influence of bank internal factors to profitabilitas of banking that go public in Indonesia. This research use bank internal factors as independent variable and profitabilitas ( ROA ) as dependent variable. Bank internal factors measured by third party fund ( X1 ), Non Performing Loan ( X2 ), Capital Adequacy Ratio ( X3 ) and Credit Expansion ( X4 ). In this case, the research uses bank’s annual reports which are listed in Indonesia Stock Exchange in 2006 until 2010. Sampling technique which is used is purposive sampling method and result 15 samples from 40 banks with observation period from 2006 until 2010. The analysis method used statistical method which is double linear regression, t test and F test. T test is used to analysis the partial influence of independent variable to dependent variable. F test is used to analysis simultaneous of independent variable to dependent variable. The result of this research shows that third party fund and capital adequacy ratio have positive and significant influence to profitabilitas ( ROA ). Third party fund it shows from t arithmethic > t table ( 3,122 > 1,99 ) and capital adequacy ratio ( 3,926 > 1,99 ). Non performing loan ( NPL ) and credit expansion have negative and not significant influence to profitabilitas, it shows from t aritmethic < t table. Non performing loan ( -1,924 < -1,99 ) and with signification 0,058 > 0,05 and the credit expansion ( 0,463 < 1,99 ) and with signification 0,645 > 0,05. From the analysis result, can conclusion that third party fund, non performing loan, capital adequacy ratio and credit expansion have simultaneous influence to profitabilitas